So we have been going to a local laundromat for laundry.

Local.

They represent you.A quick call to a local real estate attorney may be helpful.

We likely need to look for local lender that is keeping loan in house.  

Check with a local Farmers agent.Mike

If the money is not held according to local landlord tenant law and/or was was spent (either intentionally or unintentionally), that act would be treated as an exclusion no different than under any other insurance policy.

While this is a cool area with natural springs that does draw in people, most people are local to FL and there is a lot of camping. 

My local REIA used to have Saturday morning cash flow games that I found very beneficial.

So the real answer is do what's comfortable for you and what makes sense based on your own financial position, your age, your desired outcome, and your local market.

Sometimes folks overlook how real prce apprecation can be impacted by having acreage that’s not typical in suburban areas.In Phoenix, where I’m based, a lot of us collaborate with local probate attorneys who know about hidden opportunities that never see the open market.