If you had $100,000 in principal left on the note, you should expect to receive a credit line of up to $300,0004) I wouldn't play this card with the big banks.

Structuring your offer that way keeps you safe from some potential vultures, the down side is some sellers will reject on principal. 

As far as disclosures, just get in the practice of adding “one or more parties to this transaction is a licensed real estate professional” to all of your contracts, where you are acting as a principal and not (just) a broker/agent.

If I refinanced to a 15 year, my payment would not go up a whole lot and I would be saying a huge amount of money in interest and several more hundred dollars a months towards principal.

Usually a principal broker would hire you as a buyer/listing agent, but you would be working under them and doing all the hard work for them.

Good Point, I had the same thought,  however given that the appreciation of the SJC market is >8% YoY, more job growth projected and the fact the renter is pay principal down... it might make sense to hold.

Structure: 70/30 with 8% preferred. 2% asset management and 2% acquisition feeBooks: "It's a whole New Business" Gene Trowbridge"Principals of Real Estate Syndication" Samuel Freshman

I assume by mortgage you're including PITI (Principal, Interest, Taxes, and Insurance)? 

It's not until year 18 of the mortgage that the principal payment becomes more than the interest payment for the month.My question would be- what would be your ultimate goal with buying a property?

Place payments, principal, interest, etc into like columns.