I know people who have gold or other precious metals.

The other problem with Goldmoney is that you MUST buy gold, platinum, silver, or palladium before you can cash out and have the money placed back into your account… If you’ve been following any of the precious metal markets (and I highly suggest you investigate it before using Goldmoney) you’ll know that precious metals are falling in their value fast (it’s not a big deal if you intend on long term investment… but big if you intend to pull out soon after investing).

You now can because with FI you just gained back the most precious resource YOUR TIME.⁣ 

Real estate, farmland, precious metals, etc.

But for these two complaining partners, once they start to see how much that one letter cost them, and then how much the rest of the lawyer's time will cost them, they will hopefully realize they're wasting time and precious money.

I'm a stay-at-home Mom so time spent with kids is more precious than being a high flyer but I have to admit paying down the debt snowball is boring and slow, especially with modest returns. 

Managing your own holiday rental is great for experience and getting your feet wet, but as you acquire more properties you might notice it's becomin a full time job which eats away at your precious time (which could be spent hunting and orchestrating the next deal, or just enjoying life ;) - there are plenty of companies in Japan who can do that for you, top to bottom, from advertising through  management and all the way to complete subleasing (meaning, they pay you standard market long term rent or slightly higher, keep the place occupied, renovated and constantly cleaned etc - less yield if occupied all through the year, true, but also zero hassle and hands-on mgmt required).2.

@Allyson Edwards as a precious property manager you PM should be advising you on what to do to move forward.

I'm curious to know what you think would help provide the clarity you need to know where and how to allocate your most precious resource (time)?  

And, this involves everything you care about:  stocks, real-estate, business dev, commodities (oil, precious metals, minerals, etc), estate planning, asset protection.