The property is still owned by my family office and we are still dealing with certain legal matters concerning the property but for the most part, I can prove I own the property and that a smart contract standard operating procedure can and will be the future of our real estate deals.

There is nothing special or custom to this procedure.

(Additionally, Case law has allowed the inclusion of water charges when calculating monthly rent when paid by tenant with rent)Section 5321.16 | Procedures for security deposits.Ohio Revised Code/Title 53 Real Property/Chapter 5321 Landlords And Tenants(A) Any security deposit in excess of fifty dollars or one month's periodic rent, whichever is greater, shall bear interest on the excess at the rate of five per cent per annum if the tenant remains in possession of the premises for six months or more, and shall be computed and paid annually by the landlord to the tenant.https://codes.ohio.gov/ohio-re...This is why we (and all the other landlords I know) quit doing pet deposits and started doing 'non-refundable pet fees' 

This would save us probably $500-$800/mo.With all these monthly expenses set aside, is it bad to 'massage' the numbers even if I'm willing to manage the property on my own since that alone is 10% of rental income?

@Mike SchorahMake better systems and procedures and outsource as much as possible. 

There also are going to be some banks that refuse to be creative and have a very small box and other banks that are up for being more creative, massaging their LTV, changing their rates if you will shorten your arm, etc.

I would play around with changing your minimum night stays to at least 4, using surge pricing on the weekends, or using something like PriceLabs "mid-term stay dynamic minimums" to massage the booking tendencies here.

Try starting with a search of IRS Revenue Procedure 2002-69 to see if that points you in the right direction. 

Possibly if you know the procedure. 

This can be done if a taxpayer believes that the assessment is incorrect or unfair.The specific procedures for protesting a tax assessment vary depending on the jurisdiction and the type of tax involved.