I've been searching with no real luck.I have a half duplex townhouse style unit.

From your post it sounds like you haven’t rented the property yet, I would first start to rent out the other half of your property.

The easiest is to become an affiliate and make a referral fee.The mega giant hard money lenders can make money netting 2% by lending hundreds of millions of dollars.

They won’t want to lend you 100%.Your cheapest and easiest plan would be to rent back.

Perhaps adding an additional half bath is optional and could be eliminated if issues come up or perhaps for someone who is hands on perhaps they could take on more work themselves if they needed to and extend the rehab time period.

And I'm only half kidding because keeping your wife happy is priceless, while all tax savings have a price tag.Letting the tax tail wag your entire life is a slippery slope.

They will often recommend what is easiest and most profitable for them over what is best for you.

If you’re even considering this look around for something with a $10-$20k deductible and see if you can cut it in half.

I've found that it goes down easiest and lasts a long time with tenants.

However, I need to find the easiest/fastest way to transfer them to the business so I can separate the investment properties from our personal finances and have the business separate.