Those tend to fall apart more easily or lead to a difficult escrow process.

Don't fall in love with your own reno.

Most of those claims to pay if not closed on time have loopholes/tight requirements and more often than not we have seen the fall-out.This is a lot I know haha but hope this gives some context.

I have one that's FANTASTIC for higher end properties (@Dave Stokley), and now I need one for nice properties that don't fall into the luxury category.

He makes it work because he gets out there and busts ***; it doesn't just fall into his lap.  

I am currently rehabbing my primary at the moment with plans to rent out this fall.

They fall into a few categories, 1.

I like large oak tree personally until the branch falls to the roof 

Her sister is engaged and will be married in the fall and will be moving out of the house into a new one with her soon to be husband. 

Hence if something like this happens and you collect the security deposit, you have that paperwork to fall back on if it goes to court.