Hello everyone,I'm 18 years old and with  average FICO score 715, I have a 5-10 percent down payment, with only 6 months of full-time employment (annual income 52k) and 1 year of part-time work history (annual income 20k).

Verifying last 2 years of rental history very important!

If this is strictly an investment property, you could do a DSCR like others have mentioned to circumvent the need to show employment history/income/DTI.

i don’t know who the 8 people are you have asked and who all told you $180 a foot, but I do know that several of the folks who chimed in on this thread are builders who have massive experience and hands-on history, so I know who I would pay attention to.

What you brought in as a rental, especially a STR or MTR probably doesn’t matter. 90% chance your buyer will be an owner occupant, so they don’t care.Your account/history follows you, not the property. 

My mom is one of the residence and she told me about the 'problem' but none of the history, so I don't know the details around notice and such.

You also ran into my husband at the BuiltHow expo in Phoenix in 11/2023 where you told him the same thing you told me over the phone about knowing that the CPA we had been paired with had a bad reputation and a history of problems with multiple clients.

I've been a stay at home mom for 35 years, now stay at home grandma so my daughter can work.

Should I also call the tenant's previous landlords x 3 to ensure positive rental history?

.= Owner selling the property= Substantial lease violations= History of non-payment of rentThe history of non-payment of rent is conditional and specific as to the details and timeline of non-payment.