Guessing you are in the apprenticeship program => which is not stable enough to offset the 4 months.DSR might work with 20-25% down. 

I don't want him to be my brokerage sponsor because he will want me to look at MF deals, which has extremely slowed down in the past few years.

If you do it right, you can be very successful. 

@Ryan WasherHey Ryan, I’d also be interested in a meet-up thank you for volunteering to organize lmk when, where and if you need any help.

Which 3br+ SFH do we think has more room to appreciate?

basically if anyone has any tips when it comes to researching plots of land in order to make the right purchase i would greatly appreciate it get with a realtor. we underwrite land at no more than 10% of after built value. in our market we build under the average new build value which is about 515k. we like to be around 420-450k and smaller footprint about 1500 sq ft with attached garages. we build close to urban core where everyone wants to live and net migrations match up. but suburban is fine. if you give more context I can help but in most markets land is a buyers market. most people aren't looking at it or buying it. 

The seller will remember you also if anything goes bad with whoever buys it from you. 

We assisted you as soon as we could which wasn't even a long wait in the first place......I dont think you understand what livable means.

If you do a forced air with ducting, you could do a heat pump.

You get 1% per month which means 100 months to return your initial investment. 12% per year.