Thank you Rachel Every time I've mentioned seller financing she cuts me off and says she's too old for that .lol

This shows you want the shortest short-cut and don't want to do any work.

When Jaden started asking for money to set up a class, my friend wasn't comfortable giving his information over the phone and when my friend asked to do it online Jaden was being really pushy and rude towards my friend saying this is now or never, and when my friend still didn't want to do it over the phone Jaden dismissed my friend by saying "You dont think Kris is legit and this 40 minute conversation has been a waste of my time" and then hung up and that was it.

How do they know their investment will not be wasted?

I've got some cash saved up but no where near enough to cut it. 

Obviously HOA fees are usually pretty outrageous when compared to properties where there is no HOA or it's a typical SFR neighborhood with typical HOA dues for things like cutting the grass in common areas, or servicing the neighborhood pool. 

I wouldn't waste my money on these courses.

@Albert Bui  I have done quite a few sub too's and I have had a few called. even though they were current... we of course just cut checks to pay them off.Where sub too becomes a disaster is when the person buying it then sells on contract to a sub prime buyer who then goes on to default.. and the person who did the sub too sandwhich does not have the means to make payments during the foreclosure process and or has the money to prosecute the foreclosure..

I don't know how long it would take and I'm not even sure I would get a response so I could be wasting time. 

Pick up a second job, partner up, or cut all of your expenses.