What I suspect is that this is a private party deal where the buyer is an inexperienced agent and just did the contract themselves on the side. 

Consider hiring a reliable cleaning service and have a maintenance plan in place for quick fixes.Noise and Privacy: Since the property is at the end of a dead-end road, it’s likely quiet and private.

It said “private well and septic”, but the health department says the septic can not used for a single family home.

If it's not a deal breaker, then you can likely refinance with any conventional lender or private lender, and the current lender just has to be repaid. 

Hi @Gerard Scranton, most hard money/ private lenders won't be looking at your DTI for qualifying an investment loan.

So there is a miss-match and you end up paying more then you should.This is true for a small Canadian Controlled Private Corporation (CCPC) with "active" income - e.g. they manufacture widgets or provide a service to folks owning widgets.  

It could have been a private money loan.

Private message me and we can connect.

I am curious to know how note investors (and private $ lenders, fund amangers, etc.) are using AI in their workflow.

One final tip is to store the Notebook files on your OneDrive and make them accessible and synced across devices while still keeping them private.