The only thing that keeps me from owning a house for my personal use is the baggage it comes with like maintenance, time and overhead costs.But I understand It'll cut costs and is something I should really think about.Thanks

Personally, I’ve been looking for ways to align creativity with the numbers, whether that’s finding undervalued properties, building relationships with local agents, or pivoting to new strategies.

You are still going to have holding costs and a heloc will just have less holding costs that you would if you were doing a personal line or hard money. 

Your personal history with GSE's is notified across all GSE loans, they communicate.

Ask for higher security in person have them back out on their own if they still want the place you will be safer with more security

Some owners expect their PMC to actually be a personal assistant:(How did you set expectations for this client when onboarding them?

Quote from @Jason Baker: I’m A 11th Grader And I’m Committed To Being A Young Real Estate Investor After HighSchool...Just Trying To Seek AdviceThe average person who went to college carries $40,000 in debt. 

Then the person is soured on gambling on real estate and not around here to answer questions. 

Yes - it is far more work than a silent investor in a syndication... but I want the control, so find it personally more rewarding.  

Several options you can explore to get the down payment capital: Solo401k; HELOC on personal residence or from equity of the SFR; Cash Value Life Insurance Policy; Business Credit; Private Lenders, to name a few.