You may not know this, not only is Scott a Rugby Player (Who gets injured often :) ), he is also a pretty cool author.

Most of these people aren't taking jobs Americans are willing to do anyway.Oh, and one of my Hispanic workers was injured a couple weeks ago.

i do it myself if there's added value via learning in the process (think youtube, etc).also, i'd rather the person getting injured be myself than someone i hire!

If someone injures themselves and sues, they will be suing the LLC and not you personally.

Like a trust.LLCs do not open some magical door to more tax deductions.I tend to recommend LLCs where the properties are located, but then those LLCs are owned by a Wyoming multi-member LLC.But if you think that you can skip fixing that loose railing and hide behind an LLC when the tenant is injured, you'll regret it.

Regarding your creek, the issue is really (as you know) that someone will fall in and get injured (or drown).

I'll have to pay WC $20 for every $100 I pay the painter; if I pay a tile guy $24/hour I have to pay $11.93 for every $100 I pay him).So it looks like I can avoid all the hassles of having employees, yet still cover my *** (and theirs) with WC insurance in case any of them get injured and are determined to be my employees.

Sorry to hear about this unfortunate incident and hope all is okay for now and that no one was injured.

Renters insurance covers a tenant’s possessions and liability in the event that a visitor is injured on the premises; Landlord’s insurance covers the landlord’s property and liability.

For example, if the renter has a party and someone falls and is injured in the process.Most renters policies use a standard Insurance Services Office (ISO) HO-4 policy form.