Afterward I spoke with a few that had been, to a man they admitted that the plaintiffs had been injured and that had they settled for a "reasonable" amount the lawsuit would probably not have happened.None of them thought the plaintiff had "made out financially" via the courts.all cash

the umbrella not only protects you from excess exposure above your policy if someone gets injured on your investment property, but also if you are sued due to a motor vehicle accident.

I was recently injured on my last deployment and I am going to be receiving a $50,000 insurance pay out here in the next 3 weeks.

However, if someone were to get injured on the property and they find your janky bedroom to be at fault, you open yourself to extra liability.  

That is not my concern because I believe that if a tenant is injured on my property and that injury is a result of my actions or negligence an good attorney will find a way to go after me and not just the business entity. 

For example "if I or one of my family members is injured or killed by a malfunction of one of the appliances in your home, will your insurance cover it?"  

I was recently injured at work, and spent the last two months attending PT 3x a week and routine DR.

Her husband was hit and was injured, but was expected to make a full recovery. 

Additional liability insurance in mostly structured to protect yourself against a worker being injured on your property during the renovation. 

I worked as an associate (before licensing) for over 8 years 50% in real estate law, but quit to care for brain injured husband for the next 7.