I guess for instance what I am getting at is if I were to get this property "subject to" the financing already in place, then turn around and Lease Option it with a tennant with the option of buying the property after 1 to 2 years with a predetermined amount the tennant would purchase for, if I used a quit claim deed for the original seller, and then obviously if the tennant chose exercize their option to buy at the price set, the quit claim then would mean the original seller would not be able to recieve any profit unless you chose to...is that right or am I in left field again?

Individuals looking for returns on their personal assets (with or without real estate background) and institutional hard money that a broker loans for an investor or a pool.The latter usually have predetermined products which the loan must conform to (i.e. 65% LTV of the lesser of purchase or appraised value) and are brokered through mortgage lenders to conform to securities regulations.You should be looking for a smaller private lender for your situation.  

You find a seller willing to sell their property to a tenant/buyer using a lease with an option to purchase the property at a predetermined price (in most cases) within 24 months.  

First, do both applicants qualify according to your unbiased, predetermined, rental criteria?

Instead, you pay an Option Fee that, for a predetermined length of time, gives you the option to purchase the property at a negotiated price and with negotiated terms.

The loan is priced accordingly for all of that predetermined action in the secondary market.  

Thinking that an appraiser is limited in an evaluation is not really correct, they have great leeway in the process, this ties into the thinking that you're attempting to prove that predetermined opinion of value.

Saying "I don't want to do it" is like saying "our culture has predetermined norms for what a businessman / professional wears, but it's too much work for me".

Maybe I should propose to do a Lease contract for the two properties from them for whatever their PITI is plus a certain premium, with the provision that I can sub-lease the units at my discretion and am responsible for any and all maintenance and repairs, with a secondary Option contract stating that upon satisfactory completion of the 60-month Lease contract I will have the option to purchase at the pre-determined price.I'm very new to all this, Michael, what do you think?

Generally a pre-determined or set fee may be considered a penalty, therefore it is usually not permitted."