The motivation is not necessarily to scale into larger opportunities but rather to achieve better balance and also optimize the performance of the projects and types of projects I currently pursue.I have no shortage of individuals who possess specific skill set who would want exclusive rights to that particular service vertical in return for contributing capital and a partnership interest (construction background and wants to take over all construction duties or someone who is a sales broker and wants to list all of the properties etc.)

With thoughtful planning, you’ll be well on your way to building wealth and achieving your goals.Good luck! 

If rents don't outpace inflation, you cannot achieve financial freedom.The income must last throughout your lifetime.

@Cecil ShannonIf you can invest locally I would do that, but if the numbers don't make sense and the price points exceed what is doable for you then I would look out of state in another market where you can achieve what you are looking for.

Don't be fooled by the promised returns - these likely won't be achieved in such an area due to delinquency and more-than-expected maintenance and cap ex.

Even if you aren't achieving the return you anticipated.  

I also wouldnt let your mom go into 2nd position on an investment property with any sort of restructuring; it doenst sound like she's in a position to risk being wiped out.Overall, though, if you want cashflow on the new property but cant achieve that after a refi into a market rate loan, it probably makes more sense to just flip it, pay off your heloc and your mom, and use the remaining capital for the next deal.

This can be the difference between setting goals and achieving them.

Yes, you can still achieve this in the Buffalo market.

We've rented out some of our best investment properties (New Construction/Turnkey) to Sec 8 residents, and the rent guarantee always helps in achieving consistent cash flow each month.