I think getting this head ache of a tenant out is best.

It gives me piece of mind- it lets me know a couple days before the rent is due when each tenant is lined up to distribute via ACH.

It works a lot of muscles that don't tend to be used, especially when doing the ceiling.

I imagine it took a ton of work and heart ache at times but clearly you persevered and took the ugliest house on the block and made it the most beautiful!  

If you use an ACH system for collecting rent you will need time to coordinate. 

More often than not, I just walk away with an eye ache...BiggerPockets is an awesome resource.

Their free ACH transfers are also faster.The company got started in 2016 and there isn't much about them online nor could I find any BP posts about them. 

Until today, I was using QuickBooks for their free ACH bank transfer service, but as of July 1, they charge 1% up t o $10/transaction... so I'm on the hunt too!

Taking action is a muscle.

The benefit of this that you can pile on all sources of income into your AIO to greatly amortize or reduce your home loan balance quickly and have it accessible again for an upcoming opportunity or RE deal opportunity- Cap on the AIO at 6% above start so if start which is around 4.40-4.98% right now then your cap is 10.44 to 10.98% which is a lot lower than HELOC's which have a cap of 18% typically- interest only for 10 years and Principal and interest years 11-30 (interest is calculated the same way as 1-10 years but principal is simple flat rate of "balance," / 240 remaining months = monthly principal)- you can draw all 30 years from the AIO / line of credit as opposed to only years 1-10 with most HELOC's- most HELOC's limit you at 150-500k depending, AIO can go to 2.5M-  can wire and transfer from AIO with fee similar to other checking accounts from its sweep/checking account features and can access large amounts for free via ACH per week so funds can flow freely from and to the AIO-The AIO works best for financially disciplined folks who bring in net net at the end of the month or week more than what they spend (high income earners) since for it to work effectively you'll probably want to be making atleast $1.50 income as compared to $1.00 going out each week/month.I pretty much explained everything above on how the product works, but if anyone has any questions on how to utilize the product from a real estate investor POV let me know.Those that do BRRRR probably can see the value right away as I did.