In today’s market most homes will be worth more than their outstanding loan balance unless they are VERY recent purchases with little to no money down.

I also know I can look at ways of borrowing against that equity (HELOC for example) but I also just feel like if I take debt on that property the cashflow goes down, and then if the association also takes the loan it goes down more, and at that point I don't know why it would be a better option than selling before August. 

Calling on the phone is usually useless as they'll tell you to come in.

Rather you like it or not we are all much more scared of a lawyer letter than an email or a note from your landlord.

However, the biggest con is that you are sacrificing a bit of your privacy by living right by your tenants and it is usually a lot more stressful since everything is your responsibility - managing tenant issues, handyman repairs, taking care of the lawn, etc.I would strongly recommend house hacking especially in the Columbus Ohio market!

I have a couple questions —1.

Add this to the GUI map.7: Create your own bank there is nothing better than a bank that is dedicated for ONLY investors.

One CPA got rude on more than 1 occasion, for us merely asking a simple question.  

@Chris Seveney that's solid advice thank you for that I don't want to as they say "bite off more than I can chew" but at the same time I know I'm new, so I have to have more head room for stuff I didn't account for initially, but I will move on to the next.

Usually there's a lockup period (often three years) in note funds, so you can't use that cash to do direct note investing.