@Travis KemperThere are multiple possibilities:Leave the money in employer 401k and get a loan - if available: If the 401k plan in which you currently participate would allow to keep an outstanding 401k loan when you leave, that may be an option.Rollover to Checkbook 401k which would enable you to either (a) invest directly in real estate or (b) take a 401k loan towards the down payment: If you will have self-employment income you could rollover employer 401k funds and IRAs (but not Roth IRAs) to that Solo 401k.

@Kevin Kite Foregoing legitimate tax deductions in order to get approved for a loan seems ridiculous to me, especially if it cost you $10k. 

Adding a little more info to your profile will enable you to better connect to people who are most likely to be able to assist.

However, after doing research that led me to this forum, I realize that company is probably not the best idea (I'm feeling like we narrowly dodged a bullet) I'm looking for legitimate and trustworthy turnkey companies that are in Michigan that any one can recommend that I can share with husband.

Federal rules state a payoff demand must be supplied within 7 days of legitimate request (unless state rule is more restrictive) so, again, chances are slim to none that you can put a deal together that quickly and even if you could, would have to be an all cash deal with authorized parties (Daughter as documented legitimate successor in interest).

are those really legitimate?

You do have legitimate reasons for wanting that porch empty.

Is this a new scam or is this not a legitimate brokerage I'm dealing with?

It will provide more liquidity, greater flexibility and a lower overall cost in the long run.There's a calculator on our site that enables you to run the numbers on this.

I have my first, legitimately strong lead after months of driving for dollars and I'm seeking ideas on how to structure an offer.