Most of San Jose and San Francisco are not in such a census tracts/neighborhoods.What I think drives the perception of redlining the most:- Persons of color with similar experience/education/etc levels tend to earn less income than similarly situated/qualified white persons.

Makes me re-frame my thinking to something like "I need to be free, and in the societal system we live in, that freedom looks like financial freedom." 

Interest rate (based on inflation perception or reality) changes affects everything (e.g., mortgage rates, insurance rates because of bond positions etc.)

While I agree completely with the above (and your entire post), I think that your perception of the average investor looking to buy turn-key properties may be off.

I guess it's all relative and perception of crime as opposed to actual crime. 

@Jon Holdman I can only speculate as to why they operate that way, but my guess is that it has a lot to do with public perception.

I like Michael's perception on the topic.

When they win, he gets 95% of the credit..... same when they lose..... perception but not reality 

They are more used as entry level protection and a deterrent to hopefully drive up litigation costs and cut some of the legs off of any money the PL will get. they are good, they get the asset out of your personal name, which is what you want, but you also have to look at perception and what a judge will say if you are challenged in court in a state with no S-LLC legislation. they won't give two cents. 

Changing the perception of this breed is hard work as well.