Hello all,We are looking to apply for our first loan and they’re wondering if it is best to go with a private lender or a bigger bank.

Feel free to send me a private message if you're interested!

I went the other way I was selling very tough to sell Land in Northern Ca. national forest areas (Mendocino) my fee was 10 to 20% and sometimes higher.. these properties are common in the West.. where you have private ownership surrounded by National Forest lands..

Don't know your location, but generally cameras are not allowed to face into others private areas.

When in a Seller financing deals (with subto - hybrid) asked you to put some down payment and there is not other way to close a deal with him, where we can find private money for the down payment? 

I know it’s an often visited topic, but I would be interested in receiving private messages from those of you who currently offer no money down options for fix & flip and fix & hold investing.

However, this approach may require a compelling story or project to attract contributions.Some people opt for personal loans to cover the down payment, though this can come with high interest rates.Lastly, some private lenders may base your loan amount on the property's as-is value rather than the purchase price.

I will send you a private message with my guy Francisco, a super sharp HVAC sub in Chicago.

I have 2 offers from lenders:1. from private lender which allows me to buydown interest rate (I can do 1-1 buydown) and rest money will be used towards closing cost (19k - 13k). where closing cost is 13k.2. from chase bank which allows me to use seller's credit towards closing cost and rest can go towards principal reduction.

One of my coworkers does a lot of private lending similar to this and he always goes to a title agent in the area of the property and asks for the title's legal department to draft up legal loan documents.