. :)  is HML  and I am thinking wow .. this is going to some heartache and sure enough some of the folks that posted have done like 10 loans and 7 are in default.. the foreclosure time in NJ and NY two states I personally would never be a lender in is 2 to 3 years.. and by the time you get the asset back its ouch time.. and that has played out for some folks and there is a high profile one in Atlanta that has been going on for years.. suppose to sell at 6.5 million and its listed under 3 now.. although I think they may get their principal back or most of it but its been 2 or 3 years.. and you know how investors get stressed.. and then the other issue I saw coming with crowd funding .. and remember my background is I have owned 2  Hml companies over the years one of them in Oakland CA with 250 clients and about 50 million under management.. these guys went about raising money from 5 to 10k investors and would literally have 20 or 30 investors in one loan..

and I literally laughed out loud about the monitor :)Account Closed Wow thank you so much for all the resource references, I will be traveling to FL tomorrow and definitely will have some downtime in between meetings!

Pretty sure dave Ramsey or anyone else fairly financially literate isn’t going to suggest taking out HELOCS to “stockpile” Money

And it's unlikely you're going private lenders willing to do 7-figure loans in the 6% range, unless you're willing to give a personal guarantee and have collateral to cover the full loan amount.Personally, I've done loans in this range, but only under circumstances where my risk of loss was literally about 0%. 

Had I told her I was purchasing the property myself.....this could have sank or ruined the deal.Instead, she literally said (she' an old woman) "Good for you, I'm getting the price I wanted, without having to do anything to the property.

My risk tolerance is perhaps greater than most as I bought these site unseen while living on the other side of the planet (literally), but I also know that the rents in the market I bought are paying more than double the mortgage and I've got a trusted team on the ground. 

If you lose a deal, don't worry..the next one (the same one) will pop up...literally around the corner...it will just have a different address.

When you're getting $100 bucks cash flow they are quite literally asking for a 20% of my already slim margin.

I’m literally going through this with PenFed this week on my rental.

I literally just started in the past week reading up on it.