I would say this to make sure you are planning your financials ahead of time to keep your options open and help you be more flexible when working on deals.

For context, I’ll be starting with an income of around $110,000 per year, and I chose Buckhead due to its proximity to my future workplace but would be open to live in a different area.

Here are a few tips that might help as you get started:Market Analysis: Since you're open to out-of-state investing, look for markets with steady population growth, job diversity, and a balance between rent prices and local wages—those factors often hint at stability and demand.

Your 20 percent is gone and has opened up more of the equity for them in an exit strategy.

You don't want to open yourself up for issues down the road in a damp basement with mold/etc. 

I recommend connecting with deal finders in the area you're looking for deals that aren't available to the open market.

I don't want to lower the score because that would open me up to 'market rate' tenants I'd rather not rent to.  

Then I have it change the minimum stay to allow shorter bookings if there are openings less than a month out, or where there are shorter gaps between bookings.

These loans are more flexible in some cases.As for banks in Cleveland, some of the more investor-friendly options to consider might include:Huntington National Bank - Offers business loans and could be open to working with foreign nationals investing through U.S. corporations.First National Bank - Another local option that has experience working with investors, especially through corporate entities.

This is gonna be an eye opener for sure.