Automatically, you need to generate more than 7.5% return on that money just to break even, because that is your cost of capital. 

As you look to scale, just make sure to hold/build reserves for when repairs come up and take your time screening tenants as you will find a vacant unit is much less stressful than dealing with a bad tenant.

The cost will be much smaller than the taxes you could have to pay.

Over 75% of US cities have less than 10K people so the city staff and planning dept are very accessible and are a great free resource to understand zoning and where your vision can fit into their community.

The duplex has been sitting for 90 days and is 3 times more than All single family Homes with the 3 beds and 3 baths in the neighborhood.

It was all really quick, and the time to complete everything happened a lot faster than I expected (which was a good thing).I was worried at first that I had to use all the partners that Rent to Retirement had, but it was really easy for me to shop around for different lenders with different terms and rates, insurance providers, and property management company.

That will impact our percentages but overall I still feel this has been better than the stock market. 

Hopefully they realize working with you and paying higher rent is better than moving. 

If you’re looking for investor-friendly agents, I’d check BiggerPockets networking forums or local meetups—sometimes word-of-mouth works better than the MLS.

That seems to be harder in Cleveland than in our other markets.