I am determined and I am thrilled to be here and take advantage of all BP has to offer! 

"Hoping" you can get it rezoned after buying is a very expensive gamble.  

The mindset for many lenders is, "if you have to pack a lunch for a site visit, it's outside your area of expertise," which at this point the deal is effectively a gamble.

When interest rates are rising, as they eventually will, and housing prices falling at some point in the future (and they will, as everything is cyclical)...well, I would not thrilled to be on the wrong side of those ARM and balloon mortgages. 

The gamble I'm taking here is that I can get the property rezoned.  

Too many competitors, nobody wants to go all the way down to AC to gamble when there are alternatives much closer (and a movement to allow casinos in northern NJ), the city is decaying, etc, etc.  

Its a bit of a gamble with this market out here, for sure.

Or is it really just taking a pot-luck gamble - every time?

People seem to thrill on the notion they will be the first one to live there after rehabs, and I can pitch the work that's being done so any higher rents are palatable.

I would be thrilled to give you whatever advice/direction I could for anything regarding your website or tools development for the small price of your time and a cup of coffee.