I do believe with commercial loans the income producing aspect of the property is what is considered, not your personal income.

I had never heard of it before either.. but that's what the state after I got my butt paddled made me produce to keep going on a NOTE JV ing.. and to get out of the Howery mess I created unknowingly.But when you do your funds you don't have to worry your not JV ing a note your investor is investing in a fund.. the FUND owns the note one NOTE one owner big difference. 

I am a freelance producer and also own a production company.  

I was just thinking that  stress and hormones can alter the way people would normally act. 

In theory if a property can not produce positive cash flow with a hypothetical 100% financing it will never have true positive cash flow, you will need to buy your cash flow up front with a large down payment.

That said, I feel flipping would give me the capital needed to pay off my existing mortgages, and turn my current rental into more of a cash producing property.

I am a newer landlord with 7 income producing single family homes that I fully manage.

Now we looking to go into commercial properties or buy a package of homes leveraging a loan.I like to get details on the loans avail from members here.I can give you example what we currently looking into and our situation.Credit score 680-720Cash in Hand: 60k+Own 2 LLC with multiple producing properties in each.We are looking at this 20 unit building in Detroit.

Therefore I would only want those who would be an asset to my name, and generally the cost is higher than those who produce lesser quality (from the available options that I have found). 

I’ve read about portfolio loans for multiple properties, but have found banks reluctant to do so for me due to lack of experience (I only have two income-producing property is now).