This is done without advising the lender of the second transaction at the higher price.Transactions, such as the one described above, are nothing less than lender fraud, and not only will these transactions result in license discipline, but there have been federal criminal prosecutions initiated for defrauding federally insured lending institutions.

Most of the pro-formas I have seen from them don't even have a line for repairs and maintenance much less capital reserves, which is almost criminal in my mind.

Once I started posting in my advertisements that tenants must pass a criminal background screening, the quantity of applicants went down but the quality went up.

An NTN report she sent from another landlord found 3 crimes and also did the criminal search using her maiden name.Also, does anyone know why these companies offer county criminal searches when they offer nationwide searches for the same price?

I do agree that a national sales tax would tax criminals of all sorts, but the negative aspects of it far outweigh that benefit.

Because I now give my screening criteria in advance of taking an application, and contacting landlords is one of the last checks I do (first is income, then criminal, then credit and evictions) - I usually have found some other reason for rejection before contacting any landlords.

Finally you can avoid confrontation by handing everyone a rental application to fill out or emailing it to them, saying you must accept a $35 rental app fee and will be checking for evictions, criminal history and income.

Be aware that if there are civil or criminal penalties in the pipeline, they can go to the new owner.There's a difference between a building that's been ordered "keep vacant" and which can go into the vacant building program, and one that's been condemned.

Assuming a tenant has been screened (e.g. income, credit, rental history, criminal background, deposits, etc.) and is deemed qualified per the respective rental criteria, is it common practice to ask a tenant to subject to an inspection of their current residence prior to final approval of application?

This is what the criminals want.