I use that number because that would seem to be the bench mark for FI from W2 for many people, with basic life styles.

Which I used to own a few doors of that management style and I sold those on notes to investors who specialized in that style of rentals. 

The Model-T was groundbreaking, but the automotive industry didn't stop there.

I definitely don't know enough real estate to read through bullsh*t clearly, but I know enough and am starting to get a little suspicious.

It is decorative trim, on a Victorian style house in a historic district.

Nathan Build a floorplan or style of property that allows for this to happen. this is just development. buying land, entitling it, building a single or multi (most the time multifamily) and refinance equity out.

I used T & H Realty Inc. as my PM, and so far they have been great.

Leave enough in there to reaccumulate.Starting t age 55 you won't have to pay a penalty for early withdrawal, though its still a big tax hit I haven't done a cash out--yet--though I've used a 401K loan a number of times and it has worked out extremely well. 5 year amortization, but you are paying yourself and if you ever stop, you won't be penalized or taxed on what you paid back.

If you are in the corporate world and are tired of having to go into the office or having zoom calls in your underwear with a nice shirt and tie on or if your are self employed, what are your options for retiring early?

Same thing happened when Truist bank and BB&T Merged.