Slow and steady wins the race mate.Too many guru's and marketing companies pumping leverage to rookies because they make more money, the more somebody buys.Being patient and using all cash to begin is always safer in the long run.Build the foundation of your portfolio with cash and make it strong.After a few years, look at using leverage for faster growth.And only after you have experienced the true income and expenses of your portfolio and not just paper figures.Cash is KingCashflow is QueenLeverage is the Peasant Just my opinion 🙏

If building a relationship based on trust and offering multiple alternate solutions to prove my identity is demanding and "beotchy" then guilty as charged.

My alternative is renting a crappy bedroom from someone else, which seems to start at 900$/m down the drain, and leave it empty most of the time.

That said, there are alternative property types that are in lower ranges. 

If you are looking to capitalize on the market, and DTI is not an issue, price reductions are a better alternative, since you can always refinance into a lower interest rate.  

Because with detailed plans, examination of alternative causes and getting involved even when the trend is not favorable can make a person start making profits from real estate when he is old as well as when he is young.Good luck!

You’ll lose your shirt  Don’t forget your alternative.

We continue to pursue alternative refinancing options and anticipate having a new loan closed within the next six months.

I'd agree @Marcus Auerbach RE investment is safer to store money than it is to make money in the current environment.

Is it safer?