It will be tough to find cashflow in places like Charleston, Beaufort, etc, because of the prices.

go from there.also - i think that, while it's a perfectly good time to get started in RE, it's also a very tough time to get started. 

We were able to work with the sellers since they were going through tough times and wanted to get out of the house quickly.

Seems like a tough situation. 

Saint Pete proper (city limits) is a 30 day minimum but as you indicated IRB, Seminole and some others jurisdictions like Largo etc are legal.  20% CoC is tough, but not impossible. 

With this bank, they only required time stamped photos to be submitted to prove their was no damage. 

Also file a complaint with the CFPB Submit a complaint | Consumer Financial Protection Bureau (consumerfinance.gov)Regarding do you have any legal action - you can prove you do not owe it but you will not get any compensation - courts have ruled long ago the only recourse you have is actual money you lost - there is no "pain and suffering" if a statement is incorrect and you have to fight with them on it.

@Will B.That's a tough one. 

Can you use Bank Statements to prove income?

Also the distance between Breck and the Caribbean is kinda tough.