As an agent, I personally would love to hear your thoughts on how the implementation of AI will affect agents system processes or how it already has, however I would love to hear about it's impact in all facets of real estate.Apologies if this is a repeat post, I haven't searched much on the forums for this yet. 

Points and loan details are TBD still as we're just getting the tentative process down on paper as we wade into the details. 

All funds process through various channels but the PMS (with trust accounting which is very important) keep track of all the funds and then we disburse monthly to the owner. 

Glue residue can really be a pita, but a judge probably doesn't think so, but will usually respect hired out repairs.

I hired an attorney and she recommended at this point with all the problems Blacktip Construction and Jeff Beach are having to file a criminal case against him and registering it with the DOJ.

We do it up the hill Reno and with a good agent they can give you all the options and guide you through the process.

Typically Conventional will end 42% of DTI and FHA can get up to 51% DTI (and based on your credit score I think you should stretch to that 51%) Just a few things to start thinking about as you are working through the process. 

Giving them a laundry list of items will typically just overwhelm them and create more confusion instead of giving them a smaller step process to get more confidence to get the ball rolling and then they can get into the weeds on their state when they get the contractors out there, have local bids come in, and dial in their plan. 

At the end of the day, your servicer is there to keep your loan compliant and to process and apply payments.

I just bought a house that I could afford, did what I could to create equity and tried to repeat that process when I had an opportunity.