In other words, you don't mind spreading misinformation as long as that misinformation conforms to your personal belief system...Sounds like you've learned a lot from Rush...

The new property conforms to all codes and zoning regulations, but is often a modern style.

What is more important from the lenders standpoint if it's a conforming loan is if you have 6 months reserves in the bank for every property you own including your primary residence.

Don't try to tell us that every other county should conform to your views.

My agent was telling me that he was not sure how that conforms to the MLS rules.

My experience is limited to Rio vacation rentals and I am looking at some properties in Siesta key, Florida where the price is still very high even after major corrections. 2%-50% Rule passes with flying colors in Rio but I have hard time finding properties in Siesta key which will conform to that.

Bienes, there are listings on the MLS in Pune, HI (southeast corner of the Big Island) on lots the county thinks are empty.In one of my farm areas I know if a house is listed as a 2/1, 800 sq.ft. with a 800 sq.ft. basement when I get there it will be a 4/2 with two non-conforming (i.e., don't have egress windows) bedrooms in the basement.

See, that's why these transactions are non-conforming and rare unless you find someone willing to do this type of transaction.

Besides what J Scott has mentioned do you know if the garage apartments are conforming?

Consequently, the lender is able to use their own underwriting guidelines instead of those levied by Fannie Mae and Freddie Mac.I don't know all of the details about your situation and I am not a loan officer, but it appears that you would be a good credit risk to a lender that isn't lending solely based on prescribed/canned criteria to make the loan conform with secondary market guidelines.