Even then, EVERY accomplished investor I've talked to (and there are hundreds in the Chicago area) has been more than willing to walk someone through a deal, to check their calculations and reasoning, and to recommend a conservative approach until experienced.There has been some balanced commentary on BP, but the majority of what I've seen seems to come from ignorantly formed, snap opinion, based on little actual knowledge, or anecdotal stories of the occasional bad apple.

Also I like to go look at the comps to make sure we are comparing apples to apples.

Property liens attached to a specific property, but personal liens/judgments attached to EVERY property.If you are funding all the funds at once vs. issuing "draws" on the loan like a construction loan, you have a apples and oranges and completely different possibilities and liabilities. 

The city they are located in is a small town outside of Atlanta and the entire Atlanta area is a melting pot magnet for people and businesses.

Lots of good connections here find a few bad apples.

For your scenario to make sense, you need to compare apples to apples on the performance of your invested principal.

I am looking for lenders  for a property (s) in a super super hot So Cal market, where every single silicon valley company is opening offices (Netflix, Amazon, Snapchat, TikTok, Apple, Instagram/Facebook all within 5 miles) and a mass exodus is happening from SF to this area for jobs at these locations. 

Therefore, I always have a dream of stock crash, so I can use my cash to buy a lot of stock at discount price, like google, amazon, apple at half price.I truly wish that the stock market can be crash like year 2009 stock crash.

Ultimately we're all just taking small bites at the apple, every single day.

Vancouver is like Apple stock and cashflow markets are Pepsi or Johnson and Johnson.