As Warren Buffet, America's richest investor says, "Risk comes from not knowing what your doing" Every day with every dollar, you decide to be rich, poor, or middle class. 

There's absolutely no way for them to track it.NACA is not-for-profit and the funding is all provided by banks (Citibank and Bank of America right now) as part of their required participation in the Community Reinvestment Act.

It's all mindset.A large percentage of America collects a check and sees security where someone with an entreprenuial mindset sees being mediocre and held back from their full potential.

BTW I was sympathetic to Roy's discussion of non religious people or those of different faiths but I just have to add that the true story that one of my tenants is muslim and he started celebrating Christmas, so deep is it in the culture here in North America.

I recently switched from a job I had out of college as a commodity trader and worked corporate America for almost five years.

Just like China.. anyone can do any real estate there.But as we know there Is a Robust real estate industry here that is licensed controlled etc.. with heavy emphasis on ethics'' and of course you have unethical realtors... you see that in the monthly bulletins with all the realtors getting reprimanded or losing their license.To me if you want to wholesale BUY THE HOME close on it then resell it.. its that simple.. trying to act like your not a REal estate broker and hide behind the quasi arguments that are touted on this site.. to me is just circumventing the industry and the law.there are brokers who specialize in cheap defunct properties as there is a lot of that inventory in all the hoods of America.

Like any town in America, mine has a law on the books making them "illegal"; however, the only phone call i've ever received from the city was from a councilman who was looking for a house to flip.

Only city in Ohio on the list.http://www.wkyc.com/news/local/cuyahoga-county/parma-named-one-of-americas-100-safest-cities/461384632

According to many media and political folk every gun owner in America is responsible for those shootings.

Every city in America has a law on the books about everything you "can't" do.