I feel like that defeats the purpose of using a VA loan then :( 

The thing Ryan is that he teaches mostly direct mail strategies on his site which defeats the purpose of virtual wholesaling which is if you want to get technical is investing via the net with nothing but a phone and a fax machine.Now direct mail is one of the best strategies when it comes to marketing but that's basic knowledge you can learn on forums like this not spending 800 bucks.I do agree with you spending that much money on courses in stuff is worth it as long as it has worth wild and legitimate info but I wouldn't pay one red cent on something like that if you can learn it free on here or free from another investor/mentor.

To my knowledge, MS Word alone will allow you to create fillable forms but you still have to fill out each document individually, typing the same information repetitively, which is not only self-defeating but risks errors.

Assuming they're buying it from your friend, a purchase option would prohibit your friend from selling it to them, which would defeat the purpose.Why not just buy it outright from your friend now. 

Why bother spending money on a software that requires you to still use 3rd party systems, thus defeating the purpose?

Tends to defeat the definition of the word: primary!

While defeated warriors go to war first and then seek to win” - Sun Tzu, The Art of War

@Ron ReadIt is possible to joint venture several IRA plans into a single transaction, but sometimes the administrative cost and complexity of doing so defeats the purpose.Because the joint venture parties are all disqualified parties to each other, it becomes very rigid, and extracting any one party (such as a Coverdell) is not possible in most situations. 

Smart and experienced wholesalers understand that cheating folks out of a fee is silly, unproductive, and self-defeating.

Run it incorrectly and you defeat the liability protection.Note that you as individuals can still have liability if you are the people doing the work and making the decisions.