The pre-construction option is very risky, and in Calgary you could very well be loosing $50-60k as well in 1-2 years... 

So I would agree to instead get a lender that you can scale with.But it looks like you got a credit union to give you a good rate, better than most as well 

I’ve been in a similar situation where traditional hard money lenders limited deal flow, so I had to get creative.One strategy that worked well for me was leveraging 0% interest business credit lines for 12 months, which allowed me to fund multiple deals at once without relying solely on a lender’s timeline.

This works well here in GA.

If you are looking to do real estate sales as well you may want to find a brokerage that hires for both at the same time, and check their credibility.  

I’ve tried to maximize locations that will appreciate in value as well as cash flow.

All,I am new to bigger pockets as well as to real estate investing.

I want to stop being pennywise pound foolish and get things set up properly. 

Also integrating them with Podio as well as an option. 

that will almost certainly set you back.hope this helps.