I will particularly remember that 1st sentence.

It was 2 sentences with spaces in between each line I wrote.

Less competition. otoh - I am also amazed at the misspelled words, poor grammar, one sentence descriptions, inaccurate info.

I am specifically asking about these sentences you wrote, reference to tools only:"@Dawn A. is correct in that your lawn mower and tools etc, would not be added into the home's basis; however, they would have their own that must be depreciated separately.

Whoops, the typing is not keeping up with my weak mind.The sentence should read: If the average age of the people living in the neighborhood is getting older and the number of children is declining, this could be a problem for numerous reasons.

Again, great if true, but not likely this is the correct terms for debt with this type of collateral.A little detail tidbit, in the sentence, "The property buyer ofc can pay off the equity any time."....as Jon pointed out this sounds like you mean there is no prepayment penalty.

Correction: last sentence of previous post meant "20%" not 10%.

Originally posted by Brian Mathews: They are very successful small builders without much stress and their bank account I'm sure dwarfs those who borrow and spend.Key word in that sentence is "small".

It looks like the first sentence got cut off.

Unbelievable that with all these "expert" replies not one "expert" has attempted to answer the OP's question which was in the first sentence of her post.