The loan can be called, but in the 45 years I have been doing this I can only recall a handful of cases and it usually was Credit Unions or private money lenders.  

Was just starting a conversation.

So that we do not start our conversation at zero, please reach out to your colleagues Andrew Schultz and Matt Rice and get up to speed. 

I feel like my best route to getting started is by working with partners or private lenders given my current available capital.

Dive into syndications and private placements as a passive LP partner.Birmingham was my first out-of-state investment experience, so it holds a special spot for me.

So never waste a failure, learn from the no's and how to attack similar conversations or situations differently in the future to give you a better chance at success.

Texas is exploring several public-private partnerships to tackle housing affordability, especially as demand outpaces supply.

Oi Wise,Please dig up some stuff up on me also hahaI'm in the mood for some "argy bargy" 🤓Just don't post the explicit shots I send you all the time as I don't want all of you Americans getting jealous hahaTrump won so "The Dingo" identity is no more.It's just "Engelo" for the public and it can be our little secret what you call me privately hahahahaWhat will you do if I get deported?

It may not be a bad idea to have a real conversation with the tenant and educate them on your plans and how far below market they are.   

Sometimes it’s surrendering the ability to get your money back at all… see this thread on Norada Capitalhttps://www.biggerpockets.com/forums/960/topics/1196567-nora...Unrelated to any investment I have made or even real estate, I have watched both my parents fall victim to clever marketing scams where they lost a combined 6 figure sums - both from in person marketed investments… so not something like a phone scam… but was a private placement “opportunity” not unlike how a syndications are offered, where management siphoned off investor money and used it for their own purposes.