Quote from @Robby Sanchez: can you refinance at the end of an interest only loan into another interest only loan? 

Most people will get the loan in their name first, and then transfer it into the LLC after.

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We are interested in refinancing our VA loan if it is worth it.

@Derek Heinz you might be better off finding a major fixer-upper, getting a hard money loan (HML) to acquire it. 

Banks, particularly smaller banks who provide real estate loans are increasingly focused on their borrowers maintaining depository relationships.

To summerize, a DSCR loan, aka lite doc or business purpose loan, uses the rents you receive on the property and divided by the new loan PITI to receive a ratio.

The 1st position loan is paid off but has a second position heloc on the home with 50k balance.

If you take a loan to pay for your mother-in-law you are taking on that debt in your name.

@John BowensAre you loaning from a pre-tax 401K or did you convert to Roth and then loaning from there?