@Krishna Shah - we should chat live. 

Being a forward-thinking investor allows your portfolio to be more resilient in times of economic downturns or market fluctuations.

I’m not specifically looking for legal advice at this point in time, and when that time comes I’m more than happy to pay for legal services.

Happy to chat as well.

I'm in Texas as well (Dallas area) but we don't work with clients that have rentals in NY so we wouldn't be the best fit to work together but more than happy to chat for a few minutes.

I'm always happy to chat and provide value to those looking to get started in realestate.

It seems like selling and renting is the biggest wealth builder in the end Rent in a lower cost area with a lower monthly payment and use the difference gained  to invest in the stock market ( which would yield around 8 percent) Keep the primary and hold it long term ( average appreciation in california from what I could see is about 5 to 6 percent if you look back in time Keep it as long term rental ,it would rent for $3800 current mortgage is 6150 $ - doesnt seem smart to me Let me know if you need any more details in order for you to give me a better answer or insights 

im based out of Pcola love to chat

If anyone is interested in chatting more about the Sacramento and surrounding markets, I'd be happy to chat.

If you’re ever interested in chatting more or need some guidance, feel free to reach out.