It isn't having paid off properties that offers security, there are still taxes, insurance, maintenance and management involved. 

@Brady Bitter First what are you calling "securities"? 

If the loan amount you are looking for is small relative to the value of the first and the second property combined, they are very well secured on a LTV%; ask for a 1% point lower rate.If you don't want to Cross Collateralize, do you have any CD's or MM you can transfer to this bank as collateral. 

@Anne MusaIt's great that you're looking into small multifamily and STR/MTR investments to build wealth and secure your family’s future!

Once you’ve built capital, transition to small multifamily units using DSCR loans for steady cash flow.If you need help analyzing deals or securing funding, let me know.

Secure income from a thriving business as well.

I often require a different security deposit.

They included BlackRock, Citadel Securities, Charles Schwab Corp. and Fortress Investment Group.

The more you can make your screening objective than subjective the easier and more successful everything will be. long story short, I called her previous landlord to check her rental history and I was told that this applicant steal a package that wasn't hers and she denied it  even they had proof of her stealing it on the security camera other than that she paid on time every month

I've been in the real estate lending industry for over a decade, helping investors secure funding for their deals.