I'm sure I'll get tarred and feathered for this, but I'm just returning from a long extending vacation and what a better way to get back into the fray but a healthy debate...I'd like to think that the posters on this forum "could see through the leaves for the trees" but given the media's love affair with bashing the lending industry, I can understand why...Sure loose lending guidelines, predatory lending practices and opportunistic lenders/brokers have an investment in the problem, but so do appraisers who overinflated values, borrowers that misrepresented incomes or miscalculated future earning potential and realtors that pushed the affordability envelope with the upsell---This being said, the sum total of these issues still doesn't hold a candle to the core drivers that seems to be remise from this thread.

Blow out your candles and make a wish.....mine already came true :-) 

They are grande and ornate, but are typically uninsulated ("glowing candles on a winter's night") and can be expensive to upkeep (depending on any historical restrictions or requirements on the building).  

Is it possible to say no candles in apartment.

HBJ and I blew out all the candles for you so go ahead and make a wish!

For the first time I called a hand-made sign posted on the sign of the road..."3 Family, fully rented, Under 100K!"

All the tornados that have ever happened in Dallas don't hold a candle to the damage caused by Ike. 

Its been 3 years since I've been able to light candles and take a bubble bath or epsom salt soak after a hard workout.

It never wears out, it is destroyed with candle wax; with cigarette burns (or worse); with paint; by spills that are never cleaned up; by pets that urinate in the house; etc.

If you don't want tenants to mess with burning wood, then do a gas fireplace insert or electric fireplace insert or restrict the use for candle displays and decorative logs.