My first investment property happens to be my first home purchase, so my questions are hopefully basic for anyone experienced here. For context, I'm in a state with land trust statutes and my only goal is to keep my n...

My first investment property happens to be my first home purchase, so my questions are hopefully basic for anyone experienced here. For context, I'm in a state with land trust statutes.
- If I pay property taxes onli...

He is 23 y.o and about to start full time job. 

Refinancing isn’t an option yet because of the way we purchased it (unless someone has a bank that will look at the deal differently) our original plan was to pay off our balloon in early 2027 when it is due which the bank will treat as a purchase and then we would wait until we are able to refinance so probably 2028 and then we could pull out a good chunk of equity at that time.

Thanks in advance for your feedback, for either advice on Cleveland neighborhoods or first time househacking, or anything else we might be overlooking.Unfortunately your buy box doesn't match your budget.

Shes carrying 60k in debt from student loans as well as cc bills, but she makes payments on time.

During this renovation period would you, as the lender, want an Actual Cash Value or Full Repair Cost policy in place?

And, for those people who have more time than money, they can put in sweat equity into directly owned real estate.

@Rickey Mayes even if you buy a condo as a primary residence, alot of them will require 25% down if they do not have reserves and meet full review requirements.

What could be a factor not showing up in the data is timing.