That lead me to my first stopping point, fixing my spending habits.

We don’t know any PMCs to recommend in the area mentioned, but since selecting the wrong PMC is usually more harmful than selecting a bad tenant, you might want to read our series about “How to Screen a PMC Better than a Tenant”:https://www.biggerpockets.com/member-blogs/3094/91877-how-to-screen-a-pmc-better-than-a-tenant-part-1-services-and-processesWe recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

With a build out you’re in the business of customer habit interruption and retraining do have a plan on how to do that.Let me know if I can be of any more help.

Furthermore, I read that it takes 30 days to create a habit and the only way to stop a bad habit is to replace it with a new habit. 

the last part of that sentence is where the issue lies. you have to get into a habit and routine of putting in the hours for yourself. you have to find the motivation either internally or externally via somebody else keeping you accountable at the end of the day the question you have to ask is "How bad do you want it"? 

The sad truth is, many tenants who "can't pay rent" are still forking over $600 a month for car payments or $200 on Amazon for cute kitten figurines.Bad money  habits are hard to fix, and impossible for a landlord to fix for the tenant.

I'm my area I can call code enforcement and they can put all occupants out in 24 hours because house is not habitable without utilities turned on.

Not taking possession, not receiving deposit, and lack of habitability (e.g. you had a fire). 

In their order, the justices wrote, “The moratorium has put the applicants, along with millions of landlords across the country, at risk of irreparable harm by depriving them of rent payments with no guarantee of eventual recovery.

., but not make a habit out of it :)