Would you stick with the bank  (have kept the communication going with my contact on what i'm working on, high level is 25% in, 9% rate amoritzed 15 currently but I think they would do 20 and also includes construction phase but not sure yet on when it would switch to p&i) and go that route or would bringing in a cash partner (friend/family, have multiple people interested) be something to consider?

If you find a lender/mortgage broker that communicates very well and in a very time efficient manner start there to see if they have a product that works.Most of the lenders we have worked with in the past we have done multiple loans with.

For those unfamiliar, it’s where multiple investors co-own a property, outsource property management & share rental income and appreciation.For those with experience, I’d love to hear your thoughts:What’s worked best for you?

I would be sure to fully decorate it out so it is an actual destination and selling point.

I have 1 that does alot of work for me over multiple properties.

Especially with college students, some being their first home ever, we need to go over rules and regulations multiple times. 

Lastly, my initial goal is to house hack so I can theoretically live free for a few years, while buying multiple MFH to build a larger portfolio quickly.

I don't think that's the episode I listened to but you got me to the destination anyway. 

I understand there are multiple ways to legally raise money for others without tip-toeing the broker-dealer line: 1) Consultant Fee.

In this post, we’ll explore the key considerations and weigh the pros and cons of making the switch.Why Investors Use Multiple Carriers in the First PlaceMost businesses start with multiple insurance carriers for a few simple reasons:Cost – When starting out, investors may opt for the most affordable insurance options, which often leads to picking different carriers for different coverage areas.Specialization – Some carriers specialize in certain locations/aspects of the property.