**Local Credit Unions & Regional Banks**: Many local financial institutions in South Carolina offer investor-friendly loan products and might be more flexible with terms for a cash-out refi.

I was looking at a 5% down payment product that my lender last year said I could do.

.- You should pay for the premium version so you can see the comps that went into their calculation to factor if you have a superior or inferior product.- AirDNA is more accurate in areas with more comps and less variation in amenities and unique properties.- Check results against enemy methodBest of luck! 

Good news is the rates on these products have dropped dramatically in the last 3 months.  

To answer part one of your scenario, it depends on what type of loan product you have on the investment property that you purchased.

@James SillsPrivate money may be difficult for multifamily because the asset you are repositioning may need seasoning, a period of time to show that income/expenses have stabilized.

It should be discouraged that they flush wipes or feminine hygiene products.

Very Good Question:This is how I answered this question to myself as a potential purchaser of this product - ( I was looking for an assignment paperwork and somehow I downloaded Cody's for free.

Short term rentals can be advantageous for immediate cash production, but are more risk as compared to a long term rental.

You can do what many of us to and use the stability of the W2 to get mortgages and buy rentals.