Don't massage the numbers to fit a desired outcome.

I spent hundreds of hours talking to lenders so do not waste your time with the sales person you need to talk to an underwriter.You need also to be able to massage these deals through the due diligence periods.

A good start would be to Repeal: the Patriot Act (part 1)The Domestic Security Enhancement Act 2003 (part 2)Repeal or Revise the Military Commissions Act (restore Habeas Corpus)= Or just redefine "enemy combatant" in that Act.Stop warantless wiretapping.

The tenant had a couple of items hooked up to a power strip (back massage + laptop) and came home to a fire inside the bedroom where it started.

Power was restored about daylight to the tune of close to $20k.

Its one thing to buy a house, live in it and lovingly restore it and resell in a few years.

So this doesn't happen again, affiliate yourself with a company like NARES - they are a water fire mold restoration outfit...but - they are damage prevention advocates.

My dad recently started restoring old cars, and if I didn't rent out the shop, he could use it.

INSPECTION:(a) Buyer shall have _______ days from Effective Date (“Inspection Periodâ€) within which to have such inspections of the Property performed as Buyer shall desire and utilities service shall be made available by the Seller during the Inspection Period; (b) Buyer shall be responsible for prompt payment for such inspections and repair of damage to and restoration of the Property resulting from such inspections; and (c) if Buyer determines, in Buyer’s sole discretion, that the condition of the Property is not acceptable to Buyer, Buyer may cancel this Contract by delivering written notice of such election to Seller prior to the expiration of the Inspection Period.

Even with replacement value coverage, without the code upgrade rider the insurance will only pay to restore it back to want it was and you'll be out of pocket for the additional cost to bring it up to current codes.What you also might consider is hiring a public adjuster or lawyer or both to defend your interests.