I'm just trying to stop the bleeding for now until we know what we are dealing with and how long it will take to recover.

In 6 months if borrowers haven't recovered, that will be the time we can offer them help and pick up deals. 

Could you kick yourself in 6 months because prices recovered?

Every time we have a downturn people say "this times different we wont recover, etc." and then we do recover.

She is a young nurse and has recently recovered, but has gotten fired because she wasn't showing up for work.  

I ran the numbers - factoring in the 4 profit centers, I estimated I would recover the 10% penalty, 32% fed tax and state taxes within 3 years.Assuming your 401k had 100k, you would have 53k to invest.

Only get insurance involved if it is a high dollar amount that you can't recover elsewhere. 

People leaving and combining households to trim expenses and recover. 

I don't want to sound socialist by any means, but this stupid virus has created an economic incursion of our daily lives to which we have no time window to recover back to norm - who knows how long a recovery will take? 

@David CouringtonNo you cannot recover the costs.