Or would it be more efficient to just pay an attorney to create one?

Anyone have great experiences with highly efficient, extremely effective PMs in the area?

@Dayana Castellon the only marketing that would make sense is marketing Airbnb & VRBO are NOT covering already.Maybe market directly to insurance companies looking for rentals for their clients needing temporary housing while their fire-damaged home is being repaired.Corporate travel departments might be another option.Hospitals with resident doctor programs.The challenge will be doing this marketing efficiently enough to make it worthwhile.

I would not recommend facebook ads, they are expensive and have very low efficiency. 

How Can Private Lenders Ensure Flexibility While Protecting Their Interests?

One route you could take is reaching out for legal advice to ensure you're covered on all fronts.

My goals in real estate were to create a large enough income stream to live on and ensure my wife has income if I die before she does.

Contact YOUR insurance provider and ask for a recommendation and/or requirement to ensure you meet their expectations.3.

There is a large demand for efficient distribution and storage of goods, thus many investors are looking for ways to increase their financial performance while continuing to remain competitive in the market.

**Energy Efficiency Grants**: Look into local and federal grants for energy-efficient improvements.