As it is now, I only have one qualifying loan (filling one “slot”), but 15 commercial loans.

This post is for my DC area (DC, PG, MoCo, Alexandria, etc.) investors and interested investors.

If that's the case for you, I would recommend getting it on either your or your wife's name (assuming you can qualify with with income from only one of you), so that you're only taking up one conventional loan "slot" since Fannie Mae/Freddie Mac only allow 10 per person. 

I am no expert, but it sounds like your expecting the PG to not exist if you have a high down payment, 83% or $250k of $300k, of which is not yours.

id=bwtGbOM8C9YC&pg=PA50&dq=spec+build&hl=en&sa=X&ved=0ahUKEwiSy8730_PNAhXEdh4KHdAZDmYQ6AEIHDAA#v=onepage&q=spec%20build&f=false

@Anthony Dooley  well obviously we need shelter I am not advocating living under a bridge .. the reason buying a home first for many is a logical step is as much how our financial system works first time home buyers can get into a home with an FHA loan or a USDA loan and there are all sorts of down payment assisstants  etc.. as you know your a realtor.So they can get that home.. and in low value areas if they just put the amount they would pay for rent against their mortgage they would own the home free and clear in probably less than 10 years.. with next to nothing down.. so you have not tied up anything but one loan slot.. not much cash and it does not hurt your DTI.Now if you try to start in investments first you need much larger amount of money down.. you have no experience owning properties.. so financing is tougher..

It has suggestions for business credit, and pay attention to cards where you have to PG (personally guarantee) vs not having business credit report to your personal. 

Way to find a slot where little to no products are and offering something that others do not.

So I see this as a perfect SLOT Deal.  

Hello BP Fam!
Capitol Heights Fixer upper on DC Borderline near Capitol Heights Metro Station! Less than 2 mins from DC and metro station on quiet street. Only six houses of which 3 are owned by the city’s Mayor’s of...