I just heard about Obligo.com Does anyone have any experience with this, as either a landlord or a renter?

First you would establish an IRA with a custodian that allows for alternative assets and complete a rollover form.

Build-to-rent communities, purpose-built neighborhoods consisting entirely of rental units, are stepping in to fill this void, providing a viable alternative to traditional homeownership.Unlike traditional single-family homes or apartment complexes, BTR communities offer a range of housing options, from detached houses to townhomes and duplexes, tailored specifically for renters.

Beach town alternative to Malibu.

Houston, with its mix of affordability, career possibilities, and diverse tenants, may be a viable alternative within your budget.

Truly self-directed Solo 401k plan allows you to invest in alternative assets, such as real estate.

A cost segregation study breaks the property into smaller pieces based on useful lifespan and shows what can be taken on an alternate depreciation schedule.

You got free advice with no alternative motive from people on here. 

Alternatively, you can use the fair market value of the home at the time of conversion"Keep in mind, you will probably want to talk to a tax professional to go over all the consequences. 

@Kyle Steiner Potentially you can alternate buying one property on you and your wife's name.