But it's important not to get your heart set on something based on a Discover card statement or Credit Karma if you are anywhere in that mid-range from about 580 to 740 that about ~80% of consumers are in.740+ is the best rates for conventional conforming. 760+ is the best for PMI.

Delayed Financing can be started as soon as you are ready to get an appraiser into the house to appraise based on the updates/renovations done.Google - Fannie Mae Delayed FinancingYou will have better luck with Mortgage Brokerages rather than Banks if you are going for a conforming Fannie Mae conventional 30-yr/15-yr mortgage - both with rates and investor-friendly service.

Is it in conformance with zoning regulations?

If you were to invest in SF homes at the lower end of the financial scale you could find properties that would conform to the 2% 50% guide talked about on this site.

Price $335,000.00Down 25%Down Payment $83,750.00Loan $251,250.00Rate 6.0%Term 30Rehab $150,000.00Investment $233,750.00Rent $5,350.00Expenses $2,675.00NOI $2,675.00Payment $1,506.37monthly cash flow $1,168.63annual cash flow $14,023.55Cash on cash return 6.0%Also, keep in mind those terms are conventional, conforming terms.

"Warrantable" condos, which I believe is the term for condos banks will loan money on because they are conforming loans, require owner occupant rates, vacancy rates, complex has to be completely built out, etc...

They have nationwide contracts that conform to state laws.

you are responsible for everything that is done to the property, or should have been done but you neglected.You are responsible for maintenance and upkeep so the property condition conforms to the neighborhood standard.

At some point you're out of conforming loans and you'll have to go commercial.

Guidant and others will, for a hefty fee, help you set up an IRA that conforms to the results of this case.